Best Ford F-150 Insurance in Columbus

Insurance quote for Ford F-150 in ColumbusAre you looking for a better way to compare cheaper insurance rates in Columbus, OH? Columbus buyers have lots of choices when searching for the lowest priced Ford F-150 insurance. You can either waste hours driving around trying to get quotes or save time using the internet to get rate quotes.

There is a better way to shop for insurance so we’re going to tell you the absolute fastest way to get price quotes for a Ford and locate the cheapest rates from Columbus insurance agents and online providers.

This information will instruct you on the most effective way to quote insurance. If you’re already insured, you will most likely be able to get lower rates using the following tips. Vehicle owners just have to know the proper methods to compare rates online from multiple companies.

Smart Choices Result in Lower Insurance Costs

Many things are part of the equation when pricing auto insurance. A few of the factors are predictable like a motor vehicle report, but other criteria are not quite as obvious such as your marital status and annual miles driven.

The easiest way to compare policy rates for Ford F-150 insurance in Columbus utilizes the fact all the major auto insurance companies have advanced systems to quote your coverage. To get started, all you need to do is provide details including the ages of drivers, how your vehicles are used, coverage limits, and distance driven. That rating information is instantly provided to many highly-rated insurers and they return quotes almost instantly.

To find the cheapest Ford F-150 insurance rates, click here then complete the form.

The providers in the list below provide comparison quotes in Columbus, OH. If multiple providers are shown, it’s a good idea that you get rates from several of them in order to get a fair rate comparison.

Ford F-150 insurance statistics and information

The rate table shown next outlines a range of coverage prices for Ford F-150 models. Learning a little about how premiums are formulated is important to be able to make smart choices when buying a car insurance policy.

Ford F-150 Insurance Rates in Columbus, OH
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
F-150 XL Regular Cab 2WD $114 $142 $234 $14 $70 $574 $48
F-150 STX Regular Cab 2WD $114 $180 $234 $14 $70 $612 $51
F-150 XL Super Cab 2WD $114 $180 $234 $14 $70 $612 $51
F-150 XLT Regular Cab 2WD $114 $180 $234 $14 $70 $612 $51
F-150 STX Super Cab 2WD $114 $180 $234 $14 $70 $612 $51
F-150 XL Crew Cab 2WD $130 $180 $234 $14 $70 $628 $52
F-150 XLT Super Cab 2WD $130 $180 $234 $14 $70 $628 $52
F-150 STX Regular Cab 4WD $130 $180 $234 $14 $70 $628 $52
F-150 XL Regular Cab 4WD $130 $180 $234 $14 $70 $628 $52
F-150 FX2 Super Cab 2WD $130 $180 $234 $14 $70 $628 $52
F-150 XLT Crew Cab 2WD $130 $180 $234 $14 $70 $628 $52
F-150 XL Super Cab 4WD $130 $180 $234 $14 $70 $628 $52
F-150 XLT Regular Cab 4WD $130 $180 $234 $14 $70 $628 $52
F-150 XL Crew Cab 4WD $146 $180 $234 $14 $70 $644 $54
F-150 STX Super Cab 4WD $146 $180 $234 $14 $70 $644 $54
F-150 XLT Super Cab 4WD $146 $180 $234 $14 $70 $644 $54
F-150 FX2 2WD $146 $220 $234 $14 $70 $684 $57
F-150 Lariat Super Cab 2WD $146 $220 $234 $14 $70 $684 $57
F-150 Lariat Crew Cab 2WD $146 $220 $234 $14 $70 $684 $57
F-150 FX4 Super Cab 4WD $146 $220 $234 $14 $70 $684 $57
F-150 XLT Crew Cab 4WD $146 $220 $234 $14 $70 $684 $57
F-150 FX4 4WD $146 $220 $234 $14 $70 $684 $57
F-150 Lariat Crew Cab 4WD $146 $220 $234 $14 $70 $684 $57
F-150 SVT Raptor Super Cab 4WD $146 $220 $234 $14 $70 $684 $57
F-150 Lariat Super Cab 4WD $146 $220 $234 $14 $70 $684 $57
F-150 Lariat Crew Cab Platinum 2WD $146 $258 $234 $14 $70 $722 $60
F-150 Lariat Crew Cab Harley 2WD $146 $258 $234 $14 $70 $722 $60
F-150 Lariat King Ranch 2WD $146 $258 $234 $14 $70 $722 $60
F-150 Lariat King Ranch 4WD $164 $258 $234 $14 $70 $740 $62
F-150 Lariat Crew Cab Harley 4WD $164 $258 $234 $14 $70 $740 $62
F-150 Lariat Crew Cab Platinum 4WD $164 $258 $234 $14 $70 $740 $62
Get Your Own Custom Quote Go

Data based on married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Ohio minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Prices do not factor in Columbus location which can increase or decrease coverage rates noticeably.

The illustration below shows how different deductible levels and can increase or decrease Ford F-150 insurance costs for different categories of driver ages. The data is based on a single male driver, full physical damage coverage, and no policy discounts are applied.

Choosing Ford F-150 insurance is an important decision

Even though it’s not necessarily cheap to insure a Ford in Columbus, maintaining insurance serves several important purposes.

The benefits of buying enough insurance more than offset the price you pay, particularly for liability claims. As of last year, the average driver in Ohio is overpaying more than $865 each year so it’s important to compare rates each time the policy renews to ensure rates are inline.

Affordable rates on Ford F-150 insurance in Columbus with these insurance discounts

Some insurers do not list the complete list of policy discounts very well, so the list below details both the well known and the more hidden discounts you could be receiving when you buy Columbus car insurance online.Discount insurance

One last thing about discounts, most of the big mark downs will not be given to your bottom line cost. Some only apply to the price of certain insurance coverages like collision or personal injury protection. Even though it may seem like all those discounts means the company will pay you, you’re out of luck.

The information below illustrates the difference between Ford F-150 auto insurance costs with and without discounts applied to the policy premium. The data assumes a male driver, no claims or violations, Ohio state minimum liability limits, full coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, multi-policy, homeowner, marriage, safe-driver, and claim-free discounts applied.

A list of insurance companies and some of their more popular discounts include:

When getting a coverage quote, ask every prospective company which discounts you qualify for. Discounts may not be offered in your state. To view insurers who offer online Ford F-150 insurance quotes in Columbus, follow this link.

Insurance agencies can help

Certain consumers just prefer to talk to an insurance agent and we recommend doing that Most agents can help you choose the best coverages and help in the event of a claim. One of the best bonuses of comparing rates online is that drivers can save money and get cheap car insurance quotes but also keep your business local. Buying from local insurance agents is still important in Columbus.

To find an agent, once you fill out this quick form, your insurance data is submitted to insurance agents in Columbus that give free quotes and help you find cheaper coverage. You don’t have to do any legwork as quotes are delivered to you directly. If for some reason you want to compare rates from a particular provider, you can always visit that company’s website and complete a quote there.

When researching a reputable agency, it can be helpful to understand the types of insurance agents and how they can service your needs differently. Agents can be categorized as either independent or exclusive depending on the company they work for. Both types of agents can sell affordable car insurance policies, but it’s worth mentioning the difference in the companies they write for since it may influence the selection process.

Independent Car Insurance Agencies

Independent insurance agents do not sell for just one brand so as a result can place your coverage with many different companies and get you the best rates possible. If your agent finds better pricing, your agent can switch companies which requires no work on your part.

If you are trying to find cheaper rates, you will definitely want to get quotes from multiple independent agents to get the best comparison. Most also write with companies that do not advertise much that many times have cheaper rates.

Below is a list of independent agencies in Columbus who may provide comparison quotes.

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Exclusive Insurance Agencies

These agents can only provide pricing for a single company like State Farm, AAA, Farmers Insurance or Allstate. They are unable to provide prices from multiple companies so they have no alternatives for high prices. Exclusive agencies receive extensive training on their company’s products which helps them sell insurance even at higher premiums. Some people will only choose to use an exclusive agent primarily because of the prominence of the brand and the convenience of having a single billing for all their coverages.

Shown below is a list of exclusive agents in Columbus willing to provide price quote information.

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Picking the best auto insurance agent should depend on more than just a low price. Get answers to these questions too.

Smart consumers save more

People leave their current company for any number of reasons including poor customer service, policy cancellation, extreme rates for teen drivers and even unfair underwriting practices. Regardless of your reason, finding a new company is not as difficult as it may seem.

As you quote Columbus car insurance, never skimp on coverage in order to save money. There are a lot of situations where someone dropped uninsured motorist or liability limits to discover at claim time that a couple dollars of savings turned into a financial nightmare. Your goal is to get the best coverage possible at the best price but still have enough coverage for asset protection.

Some insurance companies don’t offer the ability to get quotes online and usually these regional insurance providers sell through independent agents. Cheaper car insurance in Columbus can be sourced from both online companies in addition to many Columbus insurance agents, so you need to compare both to have the best rate selection.

Steps to buying low-cost Ford F-150 insurance in Columbus

The best way we recommend to find the cheapest price for Ford F-150 insurance in Columbus is to regularly compare price quotes from providers in Ohio.

Step 1: Try to understand individual coverages and the things you can change to drop your rates. Many factors that cause high rates like careless driving and your credit history can be remedied by being financially responsible and driving safely.

Step 2: Request price quotes from independent agents, exclusive agents, and direct companies. Direct and exclusive agents can only give prices from a single company like Progressive or Allstate, while agents who are independent can provide prices for many different companies.

Step 3: Compare the new rate quotes to your existing policy to see if cheaper F-150 coverage is available. If you can save money, make sure coverage does not lapse between policies.

Step 4: Provide adequate notice to your current company of your decision to cancel your current auto insurance policy and submit payment along with a signed and completed policy application to your new agent or company. Once coverage is bound, place the new certificate verifying proof of insurance along with your vehicle registration.

A good piece of advice is that you’ll want to make sure you compare the same coverage limits and deductibles on each quote request and to quote with as many carriers as you can. This enables a fair price comparison and a complete rate analysis.

Additional car insurance information can be read on the following sites: