How long has it been since you compared quotes for cheaper BMW Alpina B7 insurance in Columbus? Finding low cost BMW Alpina B7 insurance may seem complicated initially if you are one of the many people new to online quoting. Don’t let the process intimidate you because online price shopping is actually quite simple.
It’s safe to assume that insurance companies want to prevent you from shopping around. Consumers who get price comparisons will presumably switch companies because they have good chances of finding a policy with more affordable rates. A recent study showed that consumers who faithfully checked for cheaper rates saved as much as $72 a month compared to drivers who don’t make a habit of comparing rates.
If finding discount rates on car insurance is your goal, understanding how to compare insurance rates can help you succeed in finding affordable rates.
Comparison shopping for affordable protection in Columbus can be fairly easy. Virtually each driver who quotes auto insurance stands a good chance to be able to cut their insurance bill. But Ohio consumers benefit from understanding how companies price online insurance because it varies considerably.
There are several ways to compare rate quotes from different companies. The easiest way to compare rates involves getting comparison quotes online. It’s important to know that having more price comparisons helps increase your odds of locating lower pricing. Some companies don’t provide online price quotes, so you should also compare price quotes from them as well.
The companies in the list below offer free quotes in Ohio. If several companies are displayed, we recommend you visit two to three different companies to find the cheapest auto insurance rates.
Local neighborhood insurance agents
Some consumers would prefer to talk to an insurance agent and doing that can be a smart decision The best thing about comparing insurance online is you can get the best rates and still have a local agent. And providing support for neighborhood agents is especially important in Columbus.
Once you complete this simple form, your information gets sent to agents in your area who can give free rate quotes and help you find cheaper coverage. There is no reason to leave your computer since price quotes are sent to you directly. You can get cheaper insurance rates AND a local agent. If you wish to get a comparison quote from a specific company, you just need to jump over to their website and submit a quote form there.
Different types of car insurance agents in Columbus
When searching for a reliable insurance agency, you should know the types of insurance agents and how they are slightly different. Insurance policy providers are either exclusive or independent agents depending on their company appointments.
Independent Agents
Agents in the independent channel are not employed by any specific company so as a result can place your coverage amongst many companies and get you the best rates possible. If prices rise, they simply move your policy to a different company which is easy for the insured.
If you are trying to find cheaper rates, we highly recommend that you get insurance quotes from multiple independent agents so that you can do a thorough price comparison. They often place coverage with different regional companies that can offer cheaper rates than bigger companies.
Shown below is a partial list of independent agents in Columbus that may be able to give you rate quotes.
- Nationwide Insurance – Nick Miller and Assoc Ins Agency Inc
6834 Caine Rd – Columbus, OH 43235 – (614) 889-0701 – View Map - John Dawson Associates
6025 Cleveland Ave – Columbus, OH 43231 – (614) 890-1660 – View Map - Putnam White Lewis Insurance Agency
4161 N High St – Columbus, OH 43214 – (614) 267-1269 – View Map
Exclusive Insurance Agencies
Exclusive insurance agents can only provide one company’s prices and examples are State Farm, AAA, and Liberty Mutual. Exclusive agents cannot compare other company’s rates so they have to upsell other benefits. They receive a lot of sales training on their company’s products and that can be a competitive advantage. Some people will only use the same exclusive agent mostly because of the brand rather than having low rates.
Shown below is a list of exclusive insurance agencies in Columbus that are able to give rate quotes.
- David Grant – State Farm Insurance Agent
4612 N High St – Columbus, OH 43214 – (614) 262-1055 – View Map - Bob Zedeker II – State Farm Insurance Agent
3250 W Henderson Rd Ste 101 – Columbus, OH 43220 – (614) 457-5070 – View Map - Amie Kim – State Farm Insurance Agent
1246 N High St – Columbus, OH 43201 – (614) 586-8701 – View Map
Deciding on a auto insurance agent should depend on more than just the price. Before buying a policy in Columbus, get answers to these questions.
- What is the agency’s Better Business Bureau rating?
- If you have an accident, will your rates go up?
- Is their price quote a firm figure or are their hidden costs?
- How would your car be valued if totaled?
- Do they have designations such as AIC, CPCU, or CIC?
- How much will you save each year by using a higher deductible?
- Are they able to provide referrals?
- Do they regularly work with personal auto policies in Columbus?